Recent Hail Storms In Gwinnett, Fulton, Forsyth and Hall Counties
First, Do Not Sign A Pre-Inspection Contract! These are used by roofing companies that want to take advantage of you by locking you in to using them and not offering fair prices or the ability to negotiate.
Were you hit by the recent massive storms in March and April of 2011? Did you feel the hail pounding on your roof?
Volatile storms snapped power lines, uprooted trees and smashed cars across the south on April 15 and April 16, 2011. The strong winds damaged roofing materials and siding and unsecured debris.
A storm system consisting of extremely heavy rain, strong winds, lightning and hail moved across the Southeast U.S. states of Alabama, Georgia and the Carolinas March 26 through 28, 2011 leaving a soggy trail behind of primarily scattered minor to moderate damages. However, in Georgia where the storm took out most of its fury in Coweta County, and particularly Moreland City, the damages are more severe with many lightning strikes, wind and hail damages to roofs, siding, fences, decks, windows, windshields, vehicle sheet-metal and appurtenant structures, along with water backing up into homes. Gwinnett, Fulton, Forsyth and Hall Counties all experienced roof damages.
Another large group of storms hammered the Metro Atlanta area in April 2011 causing hail and wind damage to roofs in many areas. Our inspectors have seen some significant hail damage in certain areas which confirm storm reports from local media. This is the third big storm this year so the hail and wind damage claims business is picking up dramatically.
The April 2011 storm dropped hail up to 2.5 inches in certain areas with many homeowners reporting hail “covering their driveway”. We are finding approvable damage in certain zones; and we are seeing an increase in hail and wind claims being approved in these zones. If you would like to know if your home is in the hail area call 770-885-5797 to set up an appointment with one of our roofing claims reps to discuss your options.
Unfortunately, we are also seeing a lot of out of town roofers coming into town to work these storms. We advise homeowners to be careful when deciding on using a roofer/claims services company to represent them during the storm. While the out of state companies are adept at determining damage and getting claims approved….once the storms are done they leave town and the homeowner is stuck if they have a problem with their roof. We see it ALL the time.
Since Roofing Claims are picking up due to the recent hail storms, we would like to take some time in this post to cover a few topics which we see every day, but the average homeowner has little knowledge of….
1. When we ask Georgia homeowners if they have had their roof checked (for free) to determine if they have suffered from hail damage to your home many homeowners answer this question with the simple answer of “I don’t have leaks” : However, hail doesn’t generally cause leaks at the time of the storm unless there is softball sized hail or broken windows. Hail damage does cause a breakdown of the shingle which eventually allows water to pass through and damage your home.
If this is the case why do insurance companies pay for roof replacements if the hail damage doesn’t cause leaks. The answer is actually simple. If hail damages your shingles, you don’t have leaks now…but you will eventually end up with a leaky roof. The insurance companies pay to replace the roof to prevent further damage to the interior of your home. Waiting for leaks could add up to thousands if drywall, painting, mold, insulation, and/or furniture gets damaged.
2. My neighbor got a new roof so I must have hail damage or wind damage: Not true. We see storm damage on one house and little damage on the neighbor’s home quite oftern. Much is determined by many factors including age of the roof, tree cover, type of shingles, direction of storm, location of home, and obviously size of the hail. The only way to determine if you have storm damage to your roof is to have it inspected by a local company like KMac Roofing with EXPERIENCE in dealing with storm claims.
3. I was told by a roofer he/she could see that I have hail damage from a ground inspection. This is crazy unless you live in Texas or Oklahoma where the hail is often big enough to go through the roof. These roofers are saving time, playing the numbers game, and having you put a claim on file without regard to your relationship with your insurance company. Don’t put in a claim without an inspection. Call 770-885-5797 if you would like your roof inspected in the Metro Atlanta area. We have built many roofs in areas such as Alpharetta, Acworth, Atlanta, Austell, Cumming, Dunwoody, Fairburn, Flowery Branch, Gainesville, John’s Creek, Lawrenceville, Lilburn, Marietta, McDonough, Roswell, Sandy Springs, Smyrna, Snellville, Sugar Hill, and Suwanee.
4. My roofer guaranteed me I would get approved: Nope, not true. The insurance company approval is up to the adjuster, not the roofer. While we know what should be approved, there is no guarantee. Approval of hail damage for roof claims is totally subjective opinion based on the opinion of the adjuster.
5. I’ve been denied so I know I don’t have damage; This one is tricky. Because insurance roof adjusters’ opinions are different you may have one say you have roof or hail damage and another say you don’t. Our experience shows that roof approval rates are much higher right after the storm vs. 1-2 years after the storm.
6. I don’t need a company experienced in roof claims services to represent me. I’ll do it on my own. - Go ahead, but understand you may have just decreased your chances of roof approval by 30-40%. Rarely do we see a roof with damage on every shingle. It’s easy to find no damage on a roof with a lot of damage.
7. All roofers are the same. Not true. We see some ugly stuff out there. Scammers who take the money and run, partners who fight, companies who cut corners on materials or use inexperienced labor at cheap prices in order to give away deductibles, fly by night companies who don’t deal with complaints.
8. The cheapest price is the best deal: This applies in just about any industry…You get what you pay for. We’ve seen roofs with no felt, 2 nails per shingle, no flashing at the chimneys or walls, no starter shingles, inadequate ventilaton, no caulking at exposed nails (ridge cap) etc. Don’t make this mistake. The roof is one of the most important parts of your home. Do it right. After all, a good roof should last 20 years with no storm damage.
9. I’ve had my insurance for 20 years without putting in a claim. This will help me get approved: Not true. The adjuster doesn’t look up how long you’ve had the policy. They look up if you’ve put in a roof claim and if so, they look at the roof inspection results and pictures of the roof or hail damage to see if your roof has incurred more damage or if you made repairs from previous roofing claim payments.
If you would like to know if your home has hail or wind damage call KMac Roofing 770-885-5797 to arrange for a free roof inspection. If we find roof or hail damage, we’ll help you through the entire process. If you don’t have roof or hail damage, we’ll tell you you don’t. If you need roof maintainence even if you don’t have damage, we’ll let you know.
We hope you’ll call us at 770-885-5797 if you would like an inspection of your roof where you are looking for someone you can trust for honest opinions, quality workmanship, and competitive pricing. KMac Roofing!
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